Though many women are tackling their house’s finances, a recent survey finds that few are planning properly for retirement. NY1's Money Matters reporter Tara Lynn Wagner filed the following report.

CEOs and stay-at-home moms alike need money to grow old on. Unfortunately, while studies have shown a majority of women handle the household and day-to-day finances, when it comes to retirement, their approach is more of a whimper than a roar.

“I think traditionally women have depended on their spouses, but for better or for worse that is just not the way the world works anymore,” says Amanda Steinberg of Daily Worth.

Amanda Steinberg is the founder of dailyworth.com, an online community of women talking about money. With 100,000 subscribers, talk is plenty, but women aren't necessarily taking steps to do what’s needed for retirement. In fact, a recent survey conducted by Daily Worth and ING Direct shows many aren't even planning to begin with.

“Nearly 30 percent of women hadn't even thought about or didn't know what their main source of income in retirement would be.That's, like, a big thing to not know about,” says MP Dunleavey of Daily Worth.

Some women say they lack the time to plan for retirement. Others cited "complicated Wall Street jargon" as a major obstacle. But Daily Worth Editor-in-Chief MP Dunleavey says a lot of those problems could be solved by seeking guidance from the right source.

“Nearly half of woman go to friends and family, popular money experts and the media. That's it. They don't really go to a financial pro or to an advisor. That's a huge hurdle,” says Dunleavey.

Even when working with a professional, experts say it's still important to be educated. Luckily, the Internet is full of resources to help along the way.

For instance, ING has launched the Modern Woman's Guide to Retirement which includes articles and interactive worksheets. But carving out some time needs to come before mapping out a plan.

“I think step one is ‘make time for yourself.’ It's the same thing where it's hard to squeeze in the pedicure. Well, it's also hard to squeeze in your 401k, so what? Make the time. Make a money day or a money afternoon,” says Dunleavey.