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Ilene Kent's family lost a lot of money when Bernard Madoff's $64 billion ponzi scheme went up in smoke. Three months to the day Madoff was arrested, she says their wounds are still very fresh.

"It's raw. It's real and we feel like no one in the government cares," said Kent.

Kent says not a day goes by that she doesn't commiserate with other victims who lost everything they had invested with Madoff. She says she tries to console them as best she can, that their stories often leave her speechless. She says if she ever gets the chance to speak out to Madoff in court, she has a few questions she needs for him to answer.

"Why, why why? And where's the money? Why, why, why?" said Kent.

Individual investors like Ilene Kent and her family aren't the only ones searching for answers. In fact, many investment funds, foundations and charities were nearly wiped out after having all of their assets invested with Bernie Madoff.

David Homan runs the American Israel Cultural Foundation -- a group that supports young artists in Israel. Most of the foundation's assets were invested with Madoff and now all that money is gone.

"We had to cut staff. I had to fire two close friends, staff in Israel that was dedicated to us for decades. Many are without jobs. Hundreds of artists that were expecting our support and it put us in a position of being in a crisis," said Homan.

Homan says unlike many of the charities that were forced out of business after losing everything, his organization will survive. He says he hopes for the sake of all of Madoff's victims, charities and individuals alike, that the system will be changed and more regulations are put in place so something like Madoff's elaborate scheme will never be allowed to happen again.