Columbus Day is a regular work day for many, but it is a federal holiday.

Government offices will be shut down, as will most banks and New York City public schools.

The stock market is open but other financial markets are closed.

There is no garbage pickup, recycling or street cleaning. The postal service will only deliver express mail, and only the Farley post office in Manhattan is open.

Subways, buses and commuter rail lines are operating on regular schedules.